Group Benefits

Different

Kaminsky & Associates, Inc tackles every renewal with a team approach. Together we work to ensure that each group is offered the most comprehensive options available.

Kaminsky & Associates, Inc a UBA member specializes in empowering employers with the knowledge and tools to offer the most comprehensive benefit program for their employees. By utilizing sophisticated, actuarially-developed tools, the Benefit Advisors at Kaminsky & Associates are able to provide employers with the precise information needed to manage plan costs and utilization.


  • Consultative and Strategic Plan design Analysis
  • Renewal Pricing Evaluation and Plan cost forecasting
  • Healthcare Cost containment Strategies
  • Medical Claims Analysis and Individual Predictive Modeling
  • Medical Stop-Loss, IBNR, and Reserve Calculations
  • Actuarial consulting; Medical, Retiree Medical, and Pension Plans
  • FSA, HRA and COBRA Administration
  • HIPPA Privacy Compliance Solutions
  • HR Consulting
  • Health Care Claims Auditing Solutions
  • Worksite Marketing Programs and Voluntary Product Placement
  • Executive Compensation & Benefits Planning
  • Personal Financial Planning and Asset Management
  • Customized Employee Benefit Website and Document Library
  • Web-Based Employee Enrollment Systems
  • Web-Based Employment Law Training for Supervisors
  • Daily Benefits and HR Updates, Legislative Guides, Document Center, and Links Library.
  • And more!
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